18 April 2013

Debt Free and loving it...*Happy Dance*

As of 10:30 today I became debt free! Wooo hoooo!! Can I get a "Whoop whoop" in the comments below! 

I am beyond excited about paying off my student loan which has been hanging over my head for seven years. Not having to worry about loan payments every month is going to be such a huge weight off my shoulders. I will not know what to do with myself. Well... I have a fair idea, it may involve a new wardrobe!

To celebrate I took my brother David for breakfast to a cafe which opened recently in Navan town called No.8 Watergate. I had yet to go and I heard great things about their american style pancakes and I was not disappointed with what I received! It look's like a lot but boy was it good, I even asked for extra maple syrup. Yum!

Noting works off a big breakfast like shopping, aye girls! While looking for a dress for another occasion entirely I came across this little number in River Island for the bargain price of €12 reduced from €25. I had to try it on! I've never worn a dress which was short short and tight tight at the same time. Usually if I'm going short I stick to flowy girlie dresses. I tried it on anyway and asked you lovely girls what you thought and I received a heck load of "BUY IT" and lovely compliments and Twitter and Facebook so you can bet your bottom dollar I bought it. Thank you girls for the push. I also treated myself to some new gym clothes in Penneys, they really have great selection in there for practically noting.
The best part of being debt free are the new things I can focus on. My number one mission at the moment is too get on the road. I've had my provisional license since I was 18 but because I lived in the UK and then Dublin for the last seven years I never needed to drive. I actually love public transport but that's a whole other post! So yeah, I can't drive...It's mostly nerves I need to get over and then I'll be flying. My goal is to be on the road in a little banger by the end of the summer.

I hope you don't mind these types of posts. I just love sharing my happy news with you all. Have you ever cleared off a loan and felt on top of the world like I do now?

Love,
Sarah


37 comments:

  1. Huge congrats Sarah, the relief must be just amazing! Fair play to you, and the dress looks amazing on you, you were dead right to buy it. Well done! x

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    1. Thank you lovely :D It's such a relief :D

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  2. awe brilliant news! Congrats lady x

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    1. I'm so excited about it Rachelle, I possibly won't sleep tonight!

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  3. CONGRATULATIONS!! Next month I shall be debt free and I'm so excited!! I love the dress by the way xx

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  4. WHOOP WHOOP! Good luck learning to drive, I'm learning at the moment!

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    1. Aw how are you finding it? I've done lessons before but never went for the test! I'm terrible!

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  5. Wooooo congrats!! Would have been a sin to leave that dress there, its gorgeous! I need to give myself that push to start driving too I haven't even done a theory yet though ha! With freelancing and the fact that I live in the sticks I actually neeeed to start ha but its getting over the nerves too! :) x

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    1. I suppose even for €12 it's enough reason to buy it! I'm the same with the nervous, main reason I haven't done it yet!

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  6. Yay well done, you look flipping amazing by the way

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    1. Aw thank you lovely :D Excited to see you on Saturday :D

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  7. WHOOP WHOOP! Must feel great and you'l have some spare cash too for clothes as you say :) and beauty products!! Oh I don't know if it's worth driving, between tax and insurance it's so deer but still handy with the kids, but good luck and if you ever need any just holla!! xx

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    1. Oh yes I will be hitting Blanch for sure, it's my favourite place to shop!

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  8. That's brilliant! Dress looks fantastic on you!!

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    1. Thank you lovely, I can't wait to wear that baby out!!

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  9. That's great news! It must be such a relief to know it's completely paid off! Plus like you said, now you can spend your money on nice things:) You're looking really well x

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    1. I can't wait for nice things haha!! I've a terrible memory I'll prob have a heart attack at the end of the month and then remember that it IS paid off! x

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  10. Congrats on getting through that debt! You deserve that new wardrobe x

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    1. Thank you hun, and thank you for your lovely comments today :D

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  11. Ah that's brilliant news :) Totally time to treat yourself now! And get yourself going with the driving, you won't know yourself when you get going :)

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    1. I know Karen, once I have my wheel's I'll be flying!! Ahhh I'm so excited, I should have done it a long time ago! x

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  12. Congrats!! :) Don't worry about driving, I was terrified before I started but my parents bought me a new car which forever me to drive & within a week I could drive..2 months later & I passed my driving test. Once you start, you'll just keep improving & in a few weeks you won't even have to think about gears!

    Good luck! :)
    Zara

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    1. That has made me feel a whole lot better :D Thank you so much lovely :D x

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  13. Congratulations! :) That dress looks fab on you, buying it was definitely the right thing.

    Best of luck with the driving, I need to learn myself. I really love public transport, but I'm spending more and more time outside Dublin now so a car is starting to become a necessity.

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  14. Congrats Sarah! (WHOOP WHOOP!) I really need to start driving too, hopefully soon :) Can't wait to see the new wardrobe!

    x

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    1. Soon enough I'll be able to drive to all the blogger meetups!!

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  15. HUGE CONGRATS! I'll never forget that feeling when I realised I had enough savings in my credit union account to cover the remainder of my student loan. Best. Feeling. Ever. And that dress looks amazing on you lady x

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  16. whoop whoop!!! congrats hun, i still remember the day I got to pay mine off! it just feels like a huge burden and weight been lifted and it's awesome. Also nom those pancakes and you look haaaauuutttteeee!!!

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    1. The pancakes are AMAZING! I can't stop going back!!

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  17. Amazing achievement Sarah - and you look SMOKIN'!!

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  18. "Whoop, whoop" - Congratulations on being debt-free! But, your student loan was really hanging over your head for quite sometime. Now, you can splurge on some things that you've been dreading to get. Although, not too much or else, you'll be under debt again and that wouldn't be a great feeling. Jaden Allred

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  19. Congratulations! May I check up on how your financial life is doing now? Did you manage to retain the debt-free status? That part is where most people fail. Some develop this mindset that since they were able to escape debt one time, they can always do it again. Only few truly learn from the struggles of paying off debts. I hope you're in the second group. :] AllanPaddon + Yorke

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